Student Loan
Our Student Loan helps you pay for your studies with ease. Whether you are studying full-time, part-time or by distance, you can access funding tailored to your needs.
NAD
500 000
Maximum loan amount
Flexible repayment
Pay interest while studying and repay capital after completing your studies
Tuition fees
Funding for approved tuition and registration costs
Why get a student loan with us?
Affordable rates
Enjoy competitive interest rates designed to make financing your education more accessible.
Comprehensive cover
Finance your tuition, books, accommodation and study-related costs.
Easy payouts
Funds are paid directly to your institution or service providers, making the process simple and secure.
Flexible repayment
Repayment structures are tailored to your financial situation and study period.
What you get
Funding tailored to your needs:
- Tuition fees
- Study materials and equipment
- Accommodation (where applicable)
- Loan amount based on your study costs and affordability
Frequently Asked Questions
What is a Student Loan?
A Student Loan helps you finance your studies by covering tuition and related costs. It is designed to support students studying at accredited institutions.
Who qualifies?
You may qualify if you are:
- Between 16 and 65 years old
- Studying at an accredited institution
- Enrolled in an approved qualification
How much can I borrow?
You can borrow between N$10,000 and N$500,000, based on your study costs and affordability.
How are loans paid out?
Funds are paid directly to your institution or service provider based on submitted invoices.
How is the interest rate calculated?
Interest rates depend on your year of study and your banking relationship with Standard Bank.
What documents do I need?
You will need:
- ID or passport
- Proof of residence
- Academic results and acceptance letter
- Proof of study costs
- Proof of income
- Bank statements (if applicable)
Interest Rates
Rates that reward your progress
Interest rates are linked to your year of study and are variable, meaning they may change in line with market conditions.
- 1st year: Prime interest rate
- 2nd year: Prime - 1% interest rate
- 3rd year: Prime - 1.5% interest rate
- 4th year: Prime - 2% interest rate
- 5th year+: Prime - 2% interest rate
- Standard Bank account holders may qualify for reduced rates
- Non-account holders: Prime + 4%
- Rates are subject to change
How to get it
Apply quickly and easily
You will need:
- Valid ID or passport
- Proof of residence
- Official academic results
- Acceptance letter from your institution
- Proof of study costs (fees, books, accommodation)
- Proof of income (yourself or surety)
- Last 6 months’ bank statements (if required)
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What you get
-
Frequently Asked Questions
-
Interest Rates
-
How to get it
Funding tailored to your needs:
- Tuition fees
- Study materials and equipment
- Accommodation (where applicable)
- Loan amount based on your study costs and affordability
What is a Student Loan?
A Student Loan helps you finance your studies by covering tuition and related costs. It is designed to support students studying at accredited institutions.
Who qualifies?
You may qualify if you are:
- Between 16 and 65 years old
- Studying at an accredited institution
- Enrolled in an approved qualification
How much can I borrow?
You can borrow between N$10,000 and N$500,000, based on your study costs and affordability.
How are loans paid out?
Funds are paid directly to your institution or service provider based on submitted invoices.
How is the interest rate calculated?
Interest rates depend on your year of study and your banking relationship with Standard Bank.
What documents do I need?
You will need:
- ID or passport
- Proof of residence
- Academic results and acceptance letter
- Proof of study costs
- Proof of income
- Bank statements (if applicable)
Rates that reward your progress
Interest rates are linked to your year of study and are variable, meaning they may change in line with market conditions.
- 1st year: Prime interest rate
- 2nd year: Prime - 1% interest rate
- 3rd year: Prime - 1.5% interest rate
- 4th year: Prime - 2% interest rate
- 5th year+: Prime - 2% interest rate
- Standard Bank account holders may qualify for reduced rates
- Non-account holders: Prime + 4%
- Rates are subject to change
Apply quickly and easily
You will need:
- Valid ID or passport
- Proof of residence
- Official academic results
- Acceptance letter from your institution
- Proof of study costs (fees, books, accommodation)
- Proof of income (yourself or surety)
- Last 6 months’ bank statements (if required)