Motor & Top Up Insurance
Protect your vehicle with comprehensive cover and added top-up protection that helps you avoid shortfalls and unexpected costs.
Some of the benefits
Flexible Cover
Choose insurance options tailored to your needs, including comprehensive and top-up protection.
Full Protection
Get cover that helps restore your financial position after loss, damage or theft of your vehicle.
Payment Options
Choose between monthly or annual premium payments to suit your budget.
Simple Access
No medical exams required, making it easy to apply and get covered quickly.
What you get
Comprehensive motor cover. Your policy protects against:
- Theft
- Loss or accidental damage
- Riot or civil unrest
- Liability to third parties
Top-up protection:
- Enhance your cover with Top Up Insurance that:
- Protects against shortfalls after a claim
- Covers deposit or excess payments
- Bridges gaps not covered by standard insurance
Why choose this cover
- Protect your vehicle and your finances
- Avoid unexpected costs after a claim
- Stay covered for everyday risks on the road
What it costs
Premiums are calculated automatically based on:
- Vehicle value
- Risk profile
- Selected cover options
FAQs
What is Motor and Top Up Insurance?
- Motor Insurance covers your vehicle against risks like theft, damage and accidents. Top Up Insurance provides additional protection by covering any shortfalls or excess costs not included in your main policy.
Who qualifies?
- Existing Standard Bank Namibia vehicle finance customers
- New applicants purchasing a new or used vehicle
How much cover do I get?
Cover depends on:
- The value of your vehicle
- The type of policy selected
- The nature of the claim
How much does it cost?
Premiums are:
- Calculated based on your vehicle and risk profile
- Payable monthly or included in your vehicle finance instalment
Are there waiting periods or conditions?
- Cover is active only when premiums are paid
- Claims are subject to policy terms and conditions
Where do I apply?
- Apply through your Vehicle and Asset Finance consultant when financing your vehicle or visit a Standard Bank branch.
WHY THIS COVER MATTERS
Stay protected on the road
- Unexpected events like accidents, theft or damage can create financial strain. Motor and Top Up Insurance helps you manage these risks with confidence.
Avoid financial shortfalls
- With added top-up protection, you won’t have to cover unexpected gaps between your insurance payout and your remaining loan balance.
TERMS & CONDITIONS
View full Terms and Conditions
How to get it
Apply when financing your vehicle or speak to your Standard Bank consultant.
What you’ll need:
- Vehicle invoice
- Valid ID
- You can also visit your nearest Standard Bank branch for assistance.
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What you get
-
What it costs
-
FAQs
-
How to get it
Comprehensive motor cover. Your policy protects against:
- Theft
- Loss or accidental damage
- Riot or civil unrest
- Liability to third parties
Top-up protection:
- Enhance your cover with Top Up Insurance that:
- Protects against shortfalls after a claim
- Covers deposit or excess payments
- Bridges gaps not covered by standard insurance
Why choose this cover
- Protect your vehicle and your finances
- Avoid unexpected costs after a claim
- Stay covered for everyday risks on the road
Premiums are calculated automatically based on:
- Vehicle value
- Risk profile
- Selected cover options
What is Motor and Top Up Insurance?
- Motor Insurance covers your vehicle against risks like theft, damage and accidents. Top Up Insurance provides additional protection by covering any shortfalls or excess costs not included in your main policy.
Who qualifies?
- Existing Standard Bank Namibia vehicle finance customers
- New applicants purchasing a new or used vehicle
How much cover do I get?
Cover depends on:
- The value of your vehicle
- The type of policy selected
- The nature of the claim
How much does it cost?
Premiums are:
- Calculated based on your vehicle and risk profile
- Payable monthly or included in your vehicle finance instalment
Are there waiting periods or conditions?
- Cover is active only when premiums are paid
- Claims are subject to policy terms and conditions
Where do I apply?
- Apply through your Vehicle and Asset Finance consultant when financing your vehicle or visit a Standard Bank branch.
WHY THIS COVER MATTERS
Stay protected on the road
- Unexpected events like accidents, theft or damage can create financial strain. Motor and Top Up Insurance helps you manage these risks with confidence.
Avoid financial shortfalls
- With added top-up protection, you won’t have to cover unexpected gaps between your insurance payout and your remaining loan balance.
TERMS & CONDITIONS
View full Terms and Conditions
Apply when financing your vehicle or speak to your Standard Bank consultant.
What you’ll need:
- Vehicle invoice
- Valid ID
- You can also visit your nearest Standard Bank branch for assistance.