Gold MasterCard Credit Card
Enjoy everyday convenience, global acceptance and added peace of mind with the Gold MasterCard Credit Card. Get interest free days, secure payments and travel and insurance benefits at an affordable monthly fee.
NAD
20 000
Minimum monthly income
NAD
250 000
Credit limit Up to
Repayment term
Personalised, with interest free days
Some of the benefits
Pay your way
Swipe, tap or pay online, locally or internationally. Link your card to PayPulse for fast, secure payments using your phone.
Secure spending anywhere
Shop online and in store with confidence using world class security features designed to protect your card and personal information.
Travel and payment protection
Benefit from the MasterCard Protection Plan, offering cover in the event of disability, retrenchment, dread disease or death.
Up to 55 days’ interest free credit
Enjoy interest free credit when you pay your outstanding balance in full within 55 days. Interest free period applies to point of sale (POS) transactions.
What you get
With the Gold MasterCard Credit Card, you enjoy:
- Free SMS transaction notifications
- Free basic travel insurance
- Free funeral cover
- Free lost card protection
- 2 complimentary airport lounge visits per year
*Access via the LoungeKey app*
What it costs
- N$49.50 monthly fee (Primary cardholder)
- N$19.00 monthly fee (Secondary cardholder)
Help centre
Why get a credit card?
Convenience
- Get instant access to credit without carrying cash.
Strong security
- Advanced card security protects you online and in store. For added peace of mind, you can take up the MasterCard Protection Plan to cover your balance up to N$300 000.
Accepted worldwide
- Pay or withdraw cash at MasterCard enabled merchants and ATMs while travelling.
Build a positive credit record
- Using and repaying your credit card responsibly helps improve your credit profile; supporting faster approvals and better rates when applying for future finance.
Flexible payment solutions
- Use your card at more than 40 million retailers in over 210 countries worldwide.
Travel cover
- Receive free basic travel insurance when paying for international flights with your credit card, with the option to upgrade at preferential rates.
Getting started
Paying your credit card account
Your monthly statement will be emailed to you, showing:
- Minimum amount payable
- Due date
- Transactions, available credit, limit and balance
Our pricing guide provides a detailed breakdown of applicable rates and fees.
Interim statements are available via online banking.If you don’t receive your statement, contact us on
[email protected]
Link your card to online banking
- Visit your nearest branch to link your card.
- Bring your ID or passport (if you’re not a Namibian citizen).
Get or change your PIN
- Your card can’t be used without your PIN.
- To request a new PIN, visit your nearest branch or email [email protected]
Using your card
- Increase your limit
- Apply for a limit increase after six months
- Temporary limit increases are available
- All increases are subject to credit assessment
Get an additional card
- Arrange an additional card for yourself or a family member by visiting your nearest branch.
Use your card abroad
- Your card is accepted at over 30 million merchants worldwide.
- Notify us before travelling to avoid transaction interruptions.
- Paying for flights with your card automatically activates free basic travel insurance, with the option to add enhanced cover at preferential rates.
Managing your credit balance
Credit cards offer flexibility, but responsible use is key. Here are two simple ways to stay in control:
1. Consolidate
- Sign in to internet banking
- Review your total income and deductions
- List all living expenses (groceries, fuel, school fees, etc.)
- Add up your debt repayments (loans, credit cards, instalments)
2. Budget
- Decide how much you can allocate to debt each month
- Allocate what’s left to living expenses
- Compare grocery and fuel costs to reduce spend where possible
- Factor in utilities, insurance and school fees
Sticking to your budget helps you avoid overspending and protects your financial stability.
How to get it
Visit your nearest Standard Bank branch with the following documents:
- Valid ID
- Proof of income
- Proof of residential address (e.g. utility bill)
-
What you get
-
What it costs
-
Help centre
-
How to get it
With the Gold MasterCard Credit Card, you enjoy:
- Free SMS transaction notifications
- Free basic travel insurance
- Free funeral cover
- Free lost card protection
- 2 complimentary airport lounge visits per year
*Access via the LoungeKey app*
- N$49.50 monthly fee (Primary cardholder)
- N$19.00 monthly fee (Secondary cardholder)
Why get a credit card?
Convenience
- Get instant access to credit without carrying cash.
Strong security
- Advanced card security protects you online and in store. For added peace of mind, you can take up the MasterCard Protection Plan to cover your balance up to N$300 000.
Accepted worldwide
- Pay or withdraw cash at MasterCard enabled merchants and ATMs while travelling.
Build a positive credit record
- Using and repaying your credit card responsibly helps improve your credit profile; supporting faster approvals and better rates when applying for future finance.
Flexible payment solutions
- Use your card at more than 40 million retailers in over 210 countries worldwide.
Travel cover
- Receive free basic travel insurance when paying for international flights with your credit card, with the option to upgrade at preferential rates.
Getting started
Paying your credit card account
Your monthly statement will be emailed to you, showing:
- Minimum amount payable
- Due date
- Transactions, available credit, limit and balance
Our pricing guide provides a detailed breakdown of applicable rates and fees.
Interim statements are available via online banking.If you don’t receive your statement, contact us on
[email protected]
Link your card to online banking
- Visit your nearest branch to link your card.
- Bring your ID or passport (if you’re not a Namibian citizen).
Get or change your PIN
- Your card can’t be used without your PIN.
- To request a new PIN, visit your nearest branch or email [email protected]
Using your card
- Increase your limit
- Apply for a limit increase after six months
- Temporary limit increases are available
- All increases are subject to credit assessment
Get an additional card
- Arrange an additional card for yourself or a family member by visiting your nearest branch.
Use your card abroad
- Your card is accepted at over 30 million merchants worldwide.
- Notify us before travelling to avoid transaction interruptions.
- Paying for flights with your card automatically activates free basic travel insurance, with the option to add enhanced cover at preferential rates.
Managing your credit balance
Credit cards offer flexibility, but responsible use is key. Here are two simple ways to stay in control:
1. Consolidate
- Sign in to internet banking
- Review your total income and deductions
- List all living expenses (groceries, fuel, school fees, etc.)
- Add up your debt repayments (loans, credit cards, instalments)
2. Budget
- Decide how much you can allocate to debt each month
- Allocate what’s left to living expenses
- Compare grocery and fuel costs to reduce spend where possible
- Factor in utilities, insurance and school fees
Sticking to your budget helps you avoid overspending and protects your financial stability.
Visit your nearest Standard Bank branch with the following documents:
- Valid ID
- Proof of income
- Proof of residential address (e.g. utility bill)