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Defined Return Deposit Issue 4

Defined Return Deposit Issue 4 offers 100% capital protection on your deposit, with a Minimum Return of 2.00% (0.49% AER) if the market falls over the Term. If the market remains flat, or rises over the Term, the Product offers a Defined Return dependent on your Deposit Choice; 10% (2.40% AER) for Sterling deposits, 14% (3.31% AER) for US dollar deposits or 14% (3.31% AER) for Australian dollar deposits.

What does it offer me?

 Level of risk: Low to Medium 


Deposit terms

Currency: Sterling, US dollar or Australian dollar

Minimum amount:  £10,000, US$15,000 or AU$15,000

Apply before: 16 May 2019


Four years, and 1 week



No access until the Maturity Date

Matures: 30 May 2023


Minimum Return

All Deposit Choices: 2.00% (0.49% AER)

Defined Return

Sterling deposits: 10.00% (2.40% AER)

US dollar deposits: 14.00% (3.31% AER)

Australian dollar deposits: 14.00% (3.31% AER)

Market Linked Return

At maturity you will receive back your Original Deposit plus a Minimum Return or a Defined Return:

Sterling deposits are linked to the performance of the S&P United Kingdom Index.

US dollar deposits are linked to the performance of the S&P 500 Index.

Australian dollar deposits are linked to the performance of the S&P / ASX 200 Index.


Key Dates

Start of offer period     18 February 2019

End of offer period      16 May 2019

Start Date                    23 May 2019

Maturity Date               30 May 2023


Am I eligible?

You can apply for this Standard Bank Jersey Limited or Standard Bank Isle of Man Limited Product if:

You are aged 18 or over
You are able to meet the minimum balance requirements for your choice of account
Customers are required to make the deposit into their call account prior to the sales closing date – 16 May 2019.

Defined Return Deposit Issue 4 Brochure

Online Banking Login

Contact Us

Offshore Services South Africa
+27 (0) 860 333 383

+44 (0) 1624 643643