As a leading home loan provider, we can help tailor a home loan that's right for you. Apply online or call 294 2436 (08:00 – 16:30) or visit your nearest branch.
Ordinary Home loan
An ordinary home loan is used for purchase of immovable property and is subject to a mortgage bond being registered over the property
Serviced Land: 30% minimum deposit of the vacant land purchase price & all costs are payable by all clients for example: maximum loan to value(LTV) of 70%.
Un-serviced Land: A minimum of 40% of the property purchase price & all costs are payable by Namibian (CMA) residents for example: maximum loan to value (LTV) of 80%.
This product allows you to register a further bond over the property to obtain additional funds.
A building loan is used to fund the construction of buildings on an immovable property, or to make improvements on the property.
The building loan is covered by a bond. It enables you to make payments to the builder as the building progresses.
Instalment to income ratio (ITI)/ Repayment period
The monthly Home loan instalment benchmark is not to exceed 30% of gross salary/joint income.
Complete, in detail, an income and expenditure home loan application. It will be scrutinised by the Home loans credit evaluation managers against your bank account statements.
Access bond facility
Take over Bonds as Access Bonds (Bond Cost and Home loan fees)
Further Bonds as access bonds (Bond cost and Home loan fees)
Home loan protection plan
Visit your nearest Standard Bank branch or Home loan sales office, 1st Floor, Town Square Building, Windhoek with the following documentation:
Contact us on 061 294 2436 or 294 2360.