Property finance

Property finance is real estate investment; it's a loan that helps one acquire and accumulate fixed assets it is available under the following options:

  • Purchase of commercial properties
  • Construction of commercial properties
  • Equity release

Maximum repayment period offered can be up to 10 years.

A commercial property loan offers long-term finance in the form of flexible loans for the purchase of commercial or industrial premises, or residential properties classified as commercial and used for business purposes. For property developers, a commercial property loan offers building loans for the construction of commercial or industrial buildings.

A commercial property loan also caters for further advances to existing borrowers for extensions and improvements to their commercial or industrial properties. Properties that can be financed through a commercial

Property loan are:

  • Shops and offices
  • Warehouses, showrooms, factories or similar industrial premises
  • Sectional title complexes including individual units in these complexes
  • Existing residential properties which are primarily used for business purposes and which have business rights or consent use


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