Business Revolving Credit Plan (BRCP)

A Business revolving credit plan allows you to achieve your short to medium term financial goals. A business revolving credit plan is a loan where repayments are made in equal monthly instalments and you only pay interest on the amount you use. When you have repaid 25% of the loan, you will be able to redraw up to the original approved limit, allowing you access to cash for when you have a big business decision to make

What does it offer my business?

  • Access to lending for all new and existing Standard Bank business customers
  • A BRCP may be used for equity take-up or any other finance requirements that is short-medium term to expand your business
  • Competitive interest rates are offered for BRCP and may be variable or fixed for the term of your loan linked to the prime interest rate
  • Your ability to repay is based on past profitability or cash flow projections with a fixed monthly instalment.
  • Term periods range from 6 to 60 months
  • Revolving facility to allow you to redraw up to the limit once 25% of the loan amount has been repaid
  • Business insurance through Standard Insurance Brokers

*Terms and conditions to apply

Qualifying criteria?

  • From start-up or establishment of business or existing businesses
  • Transactional account to be with us
  • Clean credit record
  • Minimum loan size is N$ 50 000 

What do I need to apply?

  • Financial information (Annual financial statements, Cash flow forecast, Management accounts, Personal balance sheet)
  • Full Collateral/Security available
  • All legal documentation pertaining to individual/business entity
  • Board Resolution (if a Limited Liability Company) approving the request
  • 6 months Bank Statement (if banking with another financial institution)
  • Business plan (existing and newly established businesses)
  • The customer must be a registered business or limited liability company operating
  • Satisfactory Credit Bureau results
  • Suretyship of guarantors 


Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Contact our Standard Insurance Brokers on +264 61 2147 for more information. *Terms and  conditions apply

Rates and fees

Preferential interest rates and fees to apply

Contact us

Customer care centre on 081 9286 or +264 (0)61 294 2628 or your Relationship Manager