Credit card

With our Credit cards, there is no need to carry cash or a chequebook and there is no transaction fee charged on your purchases. It is the ideal way to pay – no purchase is too big or too small – and by charging all your purchases to your credit card, you only have one statement to manage. Your card is ideal for travelling as over 30 million merchants accept it worldwide and at all MasterCard and Cirrus ATMs. We have the following credit cards available to you:

Silver Credit Card

Your Silver credit card is accepted internationally and it is perfect for your day-to-day transacting needs.

What it offers me?

  • Pay no transaction fees
  • Free secondary cards
  • Free SMS notifications
  • Free basic travel insurance

The following transactions are free:

  • Cash deposits
  • Free provisional or historical statements
  • Balance enquiries at ATMs
  • You receive up to 55 days' interest-free credit. If used wisely, this could be your most effective financial management tool


Qualifying criteria

  • If you earn N$3 500 a month or more you qualify for a Silver credit card.
  • If you are 18 years or older.
  • You may apply if you have had a Transactional account with us for at least 6 months and are a resident of Namibia.


How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • A valid identity document.
  • Proof of income.
  • Proof of residential address, which maybe in the form of a utility bill.

 

Gold credit card

Your Gold credit card is accepted internationally and it is perfect for your day-to-day transacting needs

What it offers me?

  • Pay no transaction fees
  • Free secondary cards
  • Free SMS notifications
  • Free basic travel insurance

The following transactions are free:

  • Cash deposits
  • Free provisional or historical statements
  • Balance enquiry at an ATM
  • You receive up to 55 days' interest-free credit. If used wisely, this could be your most effective financial management tool.

Qualifying criteria

  • You need to earn N$10 000 a month or more
  • You must be 18 years or older
  • You may apply if you have had a Transactional account with us for at least 6 months and are a resident of Namibia


How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • Your valid identity document
  • Proof of income
  • Proof of residential address, which maybe in a form of a utility bill)

 

Private banking credit card

We are one of the first financial institutions to offer a credit card to meet the exacting standards of wealthy individuals

What it offers me?

Your Private Banking credit card is accepted internationally and is perfect for your day-to-day transacting needs

  • Pay no transaction fees
  • Free secondary cards
  • Free SMS Notification
  • Free basic travel insurance

The following transactions are free:

  • Cash deposits.
  • Free provisional or historical statements.
  • Balance enquiry at an ATM.
  • You receive up to 55 days' interest-free credit. If used wisely, this could be your most effective financial management tool.

Qualifying criteria

  • Contact your Private Banker if you are a Private Banking customer and would like to apply for a credit card
  • You need to earn N$42 000 a month or more and be 18 years or older
  • You may apply if have had a Transactional account with us for more than six months and are a resident of Namibia


How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • Your valid identity document
  • Proof of income
  • Proof of residential address, which maybe in a form of a utility bill

 

Corporate credit card

The Standard Bank Corporate Credit card is exclusively for businesses, making it easy to manage and keep track of expenses from travel to office supplies. Your credit card can handle all your commercial requirements, whether you are a one-man business or a large corporation

What does it offer my company?

We believe that peace of mind is key to running your business finances and have designed the Standard Bank Corporate Credit card to offer you these features:

  • Total management control of travel, entertainment and other expenses
  • Up to 55 days' interest-free credit
  • Free travel insurance cover
  • Over 30 million merchants and 900 000 ATMs internationally will accept your corporate card
  • Your corporate card replaces cash and reduces the risk of cheque fraud or stolen cash
  • Accounting expense control and auditing are simplified
  • Reduces the need to maintain a creditor's book
  • Offers a convenient direct debit order facility
  • Free lost card protection


Qualifying criteria

A registered company

 

How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • Your identity document
  • Your company financial's
  • Company documents

 

Insurance

Credit Card insurance Benefits 

Travel insurance

Standard Bank travel insurance is a benefit on all Standard Bank Master Card and Visa cards.
When you purchase your public conveyance travel tickets with your Standard Bank credit card you receive automatic basic cover and have the option to take up additional cover at preferential rates.

Best suited for:

  • Yourself
  • Yourself and your spouse
  • Yourself and your children
  • Your whole family

New benefits in line with your card cycle renewal date. 

Funeral insurance

Funeral expense cover, ranging from N$2700 to N$4000 depending on the segment of your credit card. The benefit is payable on the death of the cardholder and you have the option to buy up additional cover from as little as N$47.00

Lost card protection

Free lost card protection protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to first reporting of the event to the bank. It does not cover transactions in which your PIN was used.

Once you have reported your card lost or stolen, our Lost Card department will issue you with a reference number, which must be quoted to our financial crime division in the event of fraudulent transactions appearing on your card account.

Please note:

  • You are not protected against transactions in which your PIN is used.
  • You may not be protected if you fail to report the loss of your card as soon as possible or within 24 hours, or if you compromised your card details to a third party, depending on the circumstances.
  • You must take all reasonable steps to prevent any unauthorised use of the credit card

*Terms and conditions apply

Contact us
insurance@standardbank.com.na


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