Download the Standard Bank App
& benefit from these features:
• Balance Enquiries
• Payments and Transfers
• TouchID

Credit card

With our Credit cards, there is no need to carry cash or a chequebook and there is no transaction fee charged on your purchases. It is the ideal way to pay – no purchase is too big or too small – and by charging all your purchases to your credit card, you only have one statement to manage. Your card is ideal for travelling as over 30 million merchants accept it worldwide and at all MasterCard and Cirrus ATMs. We have the following credit cards available to you

Silver credit card

What it offers me?

  • Free secondary cards
  • Free SMS notifications
  • Free basic travel insurance

The following transactions are free:

  • Cash deposits
  • Free provisional or historical statements
  • Balance enquiries at ATMs
  • You receive up to 55 days' interest-free credit. If used wisely, this could be your most effective financial management tool

Qualifying criteria

  • If you earn N$7 000 gross a month or more you qualify for a Silver credit card
  • If you are 21 years or older. (Below the age of 21 years, a guarantor needs to sign surety)
  • You may apply if you have a Transactional account with Standard Bank and are a resident of Namibia

How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • A valid identity document
  • Proof of income
  • Proof of residential address, which maybe in the form of a utility bill

Gold credit card

What it offers me?

  • Free secondary cards
  • Free SMS notifications
  • Free basic travel insurance

The following transactions are free:

  • Cash deposits
  • Free provisional or historical statements
  • Balance enquiry at an ATM
  • You receive up to 55 days' interest-free credit. If used wisely, this could be your most effective financial management tool

Qualifying criteria

  • You need to earn N$ 20 000 gross a month or more
  • If you are 21 years or older. (Below the age of 21 years, a guarantor needs to sign surety)
  • You may apply if you have a Transactional account with us and are a resident of Namibia

How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • Your valid identity document
  • Proof of income
  • Proof of residential address, which maybe in a form of a utility bill

Private banking credit card

What it offers me?

Your Private Banking credit card is accepted internationally and is perfect for your day-to-day transacting needs

  • Free secondary cards
  • Free SMS Notification
  • Free basic travel insurance

The following transactions are free:

  • Cash deposits
  • Free provisional or historical statements
  • Balance enquiry at an ATM
  • You receive up to 55 days' interest-free credit. If used wisely, this could be your most effective financial management tool

Qualifying criteria

  • Contact your Private Banker if you are a Private Banking customer and would like to apply for a credit card
  • You need to earn N$ 70 000 gross a month or more and be 21 years or older. (Below the age of 21 years, a guarantor needs to sign surety)
  • You may apply if you have a Transactional account with us and are a resident of Namibia

How do I apply?

Visit your nearest Private Banking Suite with the following documentation:

  • Your valid identity document
  • Proof of income
  • Proof of residential address, which maybe in a form of a utility bill

Corporate credit card

The Corporate Credit card is exclusively for businesses, making it easy to manage and keep track of expenses from travel to office supplies. Your credit card can handle all your commercial requirements, whether you are a one-man business or a large corporation

What does it offer my company?

We believe that peace of mind is key to running your business finances and have designed the Standard Bank Corporate Credit card to offer you these features:

  • Total management control of travel, entertainment and other expenses
  • Up to 55 days' interest-free on Point of Sale purchases
  • Free travel insurance cover
  • Over 30 million merchants and 900 000 ATMs internationally will accept your corporate card
  • Your corporate card replaces cash and reduces the risk of cheque fraud or stolen cash
  • Accounting expense control and auditing are simplified
  • Reduces the need to maintain a creditor's book
  • Offers a convenient direct debit order facility
  • Free lost card protection


Qualifying criteria

A registered company

How do I apply?

Visit your nearest Standard Bank branch with the following documentation:

  • Your identity document
  • Your company financials
  • Company documents

Insurance

Credit Card insurance benefits 

Travel insurance

Standard Bank travel insurance is a benefit on all Standard Bank Master Card and Visa cards.
When you purchase your public conveyance travel tickets with your Standard Bank credit card you receive automatic basic cover and have the option to take up additional cover at preferential rates.

Best suited for:

  • Yourself
  • Yourself and your spouse
  • Yourself and your children
  • Your whole family

New benefits in line with your card cycle renewal date

Funeral insurance

Funeral expense cover, ranging from N$2700 to N$4000 depending on the segment of your credit card. The benefit is payable on the death of the cardholder and you have the option to buy up additional cover from as little as N$47.00

Lost card protection

Free lost card protection protects you against loss caused by fraudulent use of your card if it is lost or stolen up to 24 hours prior to first reporting of the event to the bank. It does not cover transactions in which your PIN was used.
Once you have reported your card lost or stolen, our Lost Card department will issue you with a reference number, which must be quoted to our financial crime division in the event of fraudulent transactions appearing on your card account

Please note:

  • You are not protected against transactions in which your PIN is used.
  • You may not be protected if you fail to report the loss of your card as soon as possible or within 24 hours, or if you compromised your card details to a third party, depending on the circumstances.
  • You must take all reasonable steps to prevent any unauthorised use of the credit card

*Terms and conditions apply


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