Products   The features of Travel Insurance: basic cover is offered automatically to all Standard Bank MasterCard cardholders who purchase travel tickets using the card. the policy is valid for 90 days; there is no free cover to Standard Bank MasterCard cardholders between the ages of 76 to 84 years. These cardholders have the option to purchase the Seniors’ Policy; benefits are only payable in South Africa or other countries in the common monetary area; cardholders have the option to purchase additional travel insurance of which there are three options to choose from; pre-existing medical conditions cover is available; cardholders can extend their additional cover to 180 days; and the underwriter is AIG South Africa Limited and International SOS is the assistance company that manages the claims process. All claims must be submitted in writing to International SOS within 30 days or as soon as it is reasonably practical thereafter. This is how you may contact International SOS: Telephone: +27 11 541 1390 Fax number: +27 11 541 1190/1191 Post: PO Box 4561, Halfway House, 1685, South Africa. Types of cover This cover is free to all Blue and Achiever MasterCard cardholders. Description of cover Local International Emergency medical and related expenses (injury and illness) Nil N$150 000 Hospital cash (max of 15 days at N$200-00 per day) Nil N$3 000 Personal accident insurance (accidental death and disability cover) while on public conveyance internationally N$150 000 N$450 000 Personal accident insurance (24 hour accidental death and disability cover) N$100 000 N$100 000 Hijack and detention benefit (N$750 per day for a maximum of 10 days, excessive of 12 days N$7 500 N$7 500 The following cover is available free with your Gold or Corporate card. Description of cover Local International Emergency medical and related expenses (injury and illness) N$70,000-00 N$1 million Hospital cash (max of 15 days at N$200-00 per day) Nil N$3 000 Personal accident insurance (accidental death and disability cover) while on public conveyance internationally N$750,000-00 N$750,000-00 Personal accident insurance (24 hour accidental death and disability cover) N$250,000-00 N$375,000-00 Hijack and detention benefit (N$750 per day for a maximum of 10 days, excessive of 12 days N$7,500-00 N$7,500-00 Optional cover Option 1 Description of cover Local International Emergency medical and related expenses and assistance - injury and illness Nil N$5 million Emergency medical and related expenses and assistance - war and terrorism Nil N$1 million Legal assistance abroad Nil N$5 000 Alternative employee or resumption of assignment expenses N$10 000 N$10000 Personal accident - in flight or public conveyance N$600 000 N$600 000 Personal accident - 24 hours. N$300 000 N$300 000 Personal accident - terrorism extension Nil N$250 000 Cancellation and curtailment (N$500 excess) N$10 000 N$10 000 Baggage loss (N$500 excess) Maximum insurance value of any one item N$5 000 N$1 500 N$7 500 Baggage delay N$2 000 N$2 000 Travel delay (in excess of 24 hours) N$2 000 N$2 000 Cash and travel documents (N$500 excess) N$1 500 N$2 000 Personal liability N$2 million N$2 million Premiums per trip: 1-90 days 90-180 days 1-90 days frequent traveller N$225 N$790 N$215 N$225 N$790 N$215 Pre-existing medical conditions cover Nil N$100 000 Premiums per trip: 1-90 days 90-180 days 1-90 days frequent traveller Nil Nil Nil N$555 N$1 945 N$530 Option 2 Description of cover Local International Emergency medical and related expenses and assistance -; injury and illness Nil N$9 million Emergency medical and related expenses and assistance -; war and terrorism Nil N$1 million Legal assistance abroad Nil N$5 000 Alternative employee or resumption of assignment expenses N$10 000 N$15 000 Personal accident -; in-flight or public transport N$600 000 N$1 million Personal accident -; 24 hours N$300 000 N$500 000 Personal accident -; terrorism extension Nil N$250 000 Cancellation and curtailment (N$500 excess) N$10 000 N$20 000 Baggage loss (N$500 excess) Maximum insurance value of any one item N$5 000 N$1 500 N$10 000 N$2 000 Baggage delay N$2 000 N$3 500 Travel delay (in excess of 24 hours) N$2 000 N$2 500 Travel missed connection (excess N$250) Nil N$2 500 Ticket upgrade (six-hour excess) Nil N$4 000 Cash and travel documents (N$500 excess) N$1 500 N$2 000 Personal liability N$2 million N$2 million Premiums per trip: 1-90 days 90-180 days 1-90 days frequent traveller N$250 N$875 N$235 N$250 N$875 N$235 Pre-existing medical conditions cover Nil N$150 000 Premiums per trip: 1-90 days 90-180 days 1-90 days frequent traveller Nil Nil Nil N$640 N$2 240 N$615 Option 3 Description of cover Local International Emergency medical and related expenses and assistance - injury and illness Nil N$11 million Emergency medical and related expenses and assistance - war and terrorism Nil N$2 500 000 Legal assistance abroad Nil N$5 000 Alternative employee or resumption of assignment expenses N$10 000 N$25 000 Personal accident - in-flight or public conveyance N$600 000 N$2 million Personal accident - 24 hours N$300 000 N$1 million Personal accident - terrorism extension Nil N$750 000 Cancellation and curtailment (N$500 excess) N$10 000 N$25 000 Baggage loss (N$500 excess) Maximum insurance value of any one item N$5 000 N$2 000 N$20 000 N$2 000 Baggage delay (in excess of 24 hours) N$2 000 N$3 500 Travel delay (in excess of 24 hours) N$2 000 N$2 500 Missed travel connection (excess N$250) Nil N$5 000 Ticket upgrade (six hour excess) Nil N$5 000 Cattery and kennels (excess 24 hours) Nil N$2 500 Cash and travel documents (N$500 excess) N$1 500 N$3 000 Personal liability N$2 500 000 N$2 500 000 Natural disaster Nil N$2 500 Home guard N$100 a day plus callout N$100 a day plus callout Premiums per trip: 1-90 days 90-180 days 1-90 days frequent traveller N$275 N$960 N$260 N$275 N$960 N$260 Pre-existing medical conditions cover Nil N$250 000 Premiums per trip: 1-90 days 90-180 days 1-90 days frequent traveller Nil Nil Nil N$925 N$3 230 N$880 Senior cover Should you be over the age of 75 you do not benefit for automatic cover. However, you may choose to buy the Senior option up to the age of 84 that gives you the following cover. Description of cover Local International Emergency medical and related expenses - injury and illness N$50 000 N$5 million Emergency medical and related expenses and assistance - war and terrorism Nil N$1 million Legal assistance abroad Nil N$5 000 Personal accident Nil N$50 000 Cancellation and curtailment (N$500 excess) N$10 000 N$10 000 Baggage loss (N$500 excess) Maximum insurance value of any one item N$5 000 N$1 500 N$7 500 N$1 500 Baggage delay (in excess of 24 hours) N$2 000 N$2 000 Travel delay (in excess of 24 hours) N$2 000 N$2 000 Cash and travel documents (N$500 excess) N$1 500 N$2 000 Personal liability N$2 million N$2 million Hijack (excess 12 hours) N$750 per day for a maximum of 10 days N$7 500 N$7 500 Premium per trip of 1-90 days N$670 N$670   Disclaimer | Conditions of access | Privacy and security statement