Credit cards > Managing your card > Interest and Fees
Paying your account
OverviewStatementsDisputesInterest and FeesReturned payments
 
Interest on cash advances and budget purchases are calculated on a daily basis and added to your account monthly. On other purchases, you may have up to 55 days' interest-free credit depending on the date of the purchase. If you do not pay the total closing balance on or before the due date, interest will be charged from the date of each transaction.

Annual service fee
This fee is charged to your account on each card anniversary. The fee covers the costs of the card, monthly statements and administration.